It started with $5...

One day, a starving young artist didn't have enough money for lunch. He was short by $5. Out of her endless generosity, a charming young woman stepped in and paid for him. When the artist went to repay the debt, the woman declined, letting the newly minted $5 bill twist in the wind. Never one to waste, the artist chased down that $5 bill and wisely invested it the next day—gradually parlaying it into a substantial endowment. The artist's name was Justin and the woman was Janice Shon.